When you need cataract surgery, you probably have many concerns on your mind, including how you are going to pay for it. So, how do you know if the type of cataract surgery in Palm Beach Gardens you need is covered by insurance? Here is what you should know.
Does Insurance Cover Cataract Surgery in Palm Beach gardens?
The answer: sometimes. Both Medicare and commercial insurance cover cataracts under different circumstances. Insurance covers this procedure as long as the patient meets the required criteria. They must be symptomatic, and those symptoms must negatively impact their ability to perform tasks in their daily life.
Some of the symptoms of cataracts include blurry vision, seeing halos, and difficulty seeing while driving at night. Depending on your case and insurance policy, your cataracts may need to have progressed to a certain point for your insurance to pay.
When Is Cataract Surgery Not Covered By Insurance?
During cataract surgery, your own lenses are removed and artificial lenses are placed in your eyes. There are different types of lenses that can serve as replacements, but not all lenses are covered by insurance. Monofocal intraocular lenses are usually the only lenses covered by insurance.
If you want a more advanced type of lens, you will likely need to pay out of pocket. Some of these more advanced lenses include multifocal lenses and extended depth of focus lenses. Insurance typically does not cover laser cataract surgery.
How Much Does Cataract Surgery Cost?
The cost of cataract surgery has a bit of a range. In general, each eye costs about $3,000. This cost includes the surgeon fee, anesthesia, and the cost of the facility.
Generally, a patient who has insurance should only have to pay somewhere between $100 and $200, though this amount may be higher or lower, depending on your deductible and copay.
Considering Cataract Surgery near palm Beach gardens? Turn to the ophthalmologists at South Palm eye!
If you are in need of cataract surgery in Palm Beach Gardens, visit the skilled surgeons at South Palm Eye. We look forward to seeing you and providing you with the compassionate, quality care you need. Please give us a call at 561-737-4040 to make your appointment today!